Property photo 1
Property photo 2
Property photo 3
Property photo 4
Property photo 5
4 Beds
3 Baths
2,762 sqft

$580,000

2809 CHATSWORTH LN, LAKELAND FL, 33812

Price per sqft$209.99
Built in1995
Property size2,762 sqft
Property typeResidential
Courtesy of CLARK REALTY LLC, Gwen Clark  Listing Contact: 863-345-2155

Overview

Active

Listed Oct 15, 2026

Updated 2h ago

2.75% VA LOAN ASSUMPTION OPPORTUNITY! Qualified VA-eligible buyers may have the opportunity to assume the existing mortgage, with an approximate remaining balance of $369,000, subject to servicer approval. Seller requires substitution of the buyer’s VA entitlement and release of seller liability. Ask the listing agent about assumption requirements, funds needed to complete the purchase, and options for addressing the existing solar financing, including having the seller pay it off or negotiating a lower purchase price to account for the solar balance. Enjoy space, character, and thoughtful updates in this 4-bedroom, 3-bath South Lakeland pool home with an oversized three-car garage. Multiple living areas, bamboo flooring, custom built-ins, and a wood-burning fireplace create inviting spaces for everyday living and entertaining, while a separate sitting room/library with a wet bar offers a cozy space to gather, read, or relax.. The updated kitchen features white cabinetry, granite countertops, stainless steel appliances, and bar seating. The spacious primary suite includes an electric fireplace and a bathroom with a clawfoot soaking tub and open shower. An adjoining office offers flexible space for working from home or creating a cozy nursery close to the primary bedroom. Outside, enjoy a private pool, covered patio, and mature landscaping on approximately .37 acres. Florida-native butterfly-attracting plants bring the front garden to life with swarms of butterflies during the summer. Valleyview Elementary is a few minutes away and the sounds of children enjoying recess can be heard from the back porch—a memorable connection to the nearby school. Convenient to George Jenkins High School, the Polk Parkway, shopping, dining, entertainment, and medical facilities, this home combines a practical layout with distinctive details and substantial recent improvements. Features and updates: Main roof (2017); rear patio flat roof (2026); A/C (2023); solar panels (2022); windows and doors replaced (2021); water heater (2023); kitchen cabinetry and granite countertops (2021); and kitchen appliances replaced within the past three years. The windows, HVAC replacement and sealing, ENERGY STAR appliances, and solar panels all help lower the energy bill. Financing details: Existing solar financing carries a 1% interest rate with an approximate payoff of $54,345. Seller payoff of the solar financing or another lender-approved arrangement may be negotiated as part of the purchase, including a potential adjustment to the purchase price to account for the solar balance. Mortgage assumption and any solar-financing transfer require separate approvals; balances are approximate and subject to change.

$3,859/mo

Est. mortgage payment based on a $580,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
L4965714

Interior Features

Bedrooms
4
Bathrooms
3
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.37 Acres

Other Property Details

Taxes
$5,553
Tax Frequency
Annually
Association Fee Frequency
Monthly
Garage
Yes
Municipality
29
Pets Allowed
Yes
Pool
Yes
55+/Senior Community
No

Listings courtesy of Stellar MLS as distributed by MLS GRID

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Rebecca Simms shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Properties displayed may be listed or sold by various participants in the MLS. 

Based on information submitted to the MLS GRID as of 8:57 PM UTC on 10/27/2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

©2026 Stellar MLS . All rights reserved.

DMCA Notice

Powered by Luxury Presence